Real Estate News Floridians work 59 hours per month for a mortgage August 1, 2016 Michael Burke 0 Comment SWFL City Guide A state-by-state study on the amount of hours it takes to afford a home found Fla. No. 9 on the most-hours list. At the top, Hawaiians must work 88 hours per month; at the bottom, Ohio residents work 31 hours per month. Source: Florida Realtors